Getting Older

Our group health insurance pisses me off!

I am 54 and exercise regularly, take care of myself pretty darn good, rarely drink and have never smoked.  My co-worker is 48, rarely exercises, smokes up a friggin storm and drinks like a damn fish.  My monthly premium is $200.00 more than his.  To top it all off...it is 793.00 per month with a....WAIT FOR IT.....$3,000.00 deductible. Most the time, I don't even come close to meeting it. How asinine is that? Nearly $10,000.00 a year just in case I get sick.

Still I am grateful for having it just in case, but I say that begrudgingly.










That's all I have to say about that.

Comments

  1. RosemaryFebruary 16, 2018 at 1:50 AM

    That is an appalling amount of money, and you are not even old. Most people here could not afford to spend that much on healthcare. It makes me realise just why our free health service is stretched to the limit.
    Everyone has such high expectations of medicine today - it has become so highly technical and uses such expensive equipment. I think people living here should thank their lucky stars.

    ReplyDelete
  2. anne marie in phillyFebruary 16, 2018 at 3:05 AM

    paul ryan - HELL YEAH! GOPricks don't give a damn about us!

    ReplyDelete
  3. JenniferFebruary 16, 2018 at 4:07 AM

    Few things piss me off more than the state of our healthcare in this country. Rosemary was right...that's an appalling amount of money. :(

    ReplyDelete
  4. Marie SmithFebruary 16, 2018 at 4:15 AM

    Wow! High premiums for sure!

    ReplyDelete
    Replies
    1. Linda dFebruary 16, 2018 at 5:46 PM

      I guess I've got it better than Margaret. Ridiculous.

      Delete
  5. ColetteFebruary 16, 2018 at 7:19 AM

    This makes me so angry!

    ReplyDelete
  6. JeanieFebruary 16, 2018 at 7:58 AM

    Great photos and spot on comments. I couldn't agree more.

    ReplyDelete
  7. ToniFebruary 16, 2018 at 8:53 AM

    My husband and I were paying $1375 a month for health insurance premiums not counting the $300 per month dental. Our insurance was Blue Shield. We EACH had a $5000 deductible and the insurance only paid 80% or usual and customary. California rates are not usual and customary but much higher. Plus a $45 copay for any office visit. All adds up to not being able to afford to go see a doctor due to the paying for insurance insurance. Blue Shield, being who they are, fought almost every charge and took months to actually pay after I had a total knee replacement. Can you believe the hospital charged $245 each for 3 ice bags? The very same ice bag is available at Rite Aid for $3! Neither my husband or I smoke, we rarely drink, we are in pretty good health!

    ReplyDelete
  8. JonoFebruary 16, 2018 at 10:30 AM

    My health insurance was like yours. I used up most of my 401K to pay the deductible. Now I am on Medicare and the boss picks up my supplemental. I have much better coverage for much less. Almost all my cousins live in Europe. They don't worry about health insurance at all. Sickness won't bankrupt them.

    ReplyDelete
  9. Margaret (Peggy or Peg too)February 16, 2018 at 11:00 AM

    I do all you do but I take 1 thryoid pill a day. I eat a clean diet except I do enjoy wine. I do gentle yoga and walk 3 miles a day. I take 1 lousy pill and For a 90 day supply it is $43. Insurance won't cover it. Okay that isn't bad to pay. They won't pay because it is not a big pharmaceutical company. I have a 6500 deductible and pay over $800 for just me. But I am 61 and it gets worse each year. I have written about our saga before. EVeryone was shocked. But it's real. I lost my corporate job at age 50. I became an invisible person in our society. Too old to be employed. Insurance was painful to pay and be unemployed. Such fun living in America right?

    ReplyDelete
    Replies
    1. Linda dFebruary 16, 2018 at 5:43 PM

      It's awful but I can swing it. It's the people that can't thatI feel for.

      Delete
  10. My life so farFebruary 18, 2018 at 7:22 AM

    It's disgusting that such a wealthy nation is willing to bankrupt individuals for something that should be available to all.

    ReplyDelete

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